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Child Support Paid Directly and Deemed G...

When I practiced family law this was one of the more injust practices I’d find. Certain child support orders or in some states statues contain a provision that child support payments paid directly are deemed a gift. No matter how careful the documentation. This is an almost extortionist provision for most cases without a record of mispayment given the 5-10% fees tacked onto...

Foreclosure Defense Article Find

Article on Foreclosure defense applicable to some Memphis Bankruptcies There are a lot of different strategies for trying to solve your own foreclosure crisis. One of the more aggressive and risky strategies is foreclosure defense. Essentially, this is an attempt to legally defend yourself from the foreclosure proceedings. While this has been known to benefit the homeowner in some...

Good Article find About foreclosure Cris...

We are in truly unique and uncertain times. In recent memory, the economy was as good as it could possibly be. It seemed like there was enough money for anything. Suddenly, however, the bottom fell out. Interest rates adjusted upwards, and lots of people lost their homes. Consumer spending decreased, and many lost their jobs as well. In order to prevent a foreclosure crisis from...

Foreclosure Article Find

An economic crisis is a massive event where numerous market forces seek to reverse a trend at the same time. For those who are facing foreclosure, the effects of the busted housing bubble have created a real financial crisis. While the government has enacted a foreclosure plan aimed at helping struggling homeowners to pay their mortgages, a real solution must come from those who are...

5 Signs You are Ready to File for Bankru...

Good Informative Article I found 5 Signs You are Ready to File for Bankruptcy Making the decision to file for bankruptcy is often both mentally and emotionally draining. While some individuals find themselves faced with insurmountable debts because poor financial management, others are faced with no choice due to unavoidable circumstances such as an accident, serious illness, or loss of...

Chapter 7 and 13 Bankruptcy

Good Article I found. ‘Chapter 7 Bankruptcy vs. Chapter 13 Bankruptcy Once you decide to file for bankruptcy you’ll need to determine which type of filing is best for you. While there are several different types of bankruptcy filings to choose from, the most common personal bankruptcy types are chapter 7 and chapter 13. The type of filing you choose will depend on whether or not...

Co-Signing for Loans

Co-signing for loans might be an option that you can look at when you have been subject to some major financial problem that has affected your credit score to such an extent that no one wants to lend you money. As getting credit is essential for rebuilding your credit score this might be the only option available to get started again. By getting the assistance of a co-signer you will...

About the Law Office of David Sandy

I provide legal representation in Social Security Disability, Memphis Family Law Mediation and Guardian ad Litem Assignments, appeals, and Small business services such as incorporation and contract formation. The legal practice was originally formed with the mission of providing aggressive but caring Memphis legal services with a focus on family and divorce law litigation. After...

Creative Foreclosure Avoidance

Interesting article I found on foreclosure avoidance. Creative Ways to Avoid Foreclosure Eviction Most homeowners were unaware that their mortgage payments and job employment status were going to wildly swing in different directions. Most banks were unaware that the majority of homeowners were going to be experiencing this problem at the same time. As a result, a monsoon of defaults...