Deciding whether or not to file for bankruptcy is a trial in itself. Figuring out which type to declare is even more difficult. This is why you should never try to go it alone and, thankfully, you don’t have to. Always ask for a lawyer’s help in navigating the waters of bankruptcy and financial salvation. Get started by filling out the form below so that the consultation will best fit your unique circumstances or call the Russell Law Office to set up an appointment. Feel free to peruse the site below for more information, but no website can match an individualized case evaluation in terms of knowing your options.
When you work with me, we’ll take a good look at your past, present and potential future financial situations. We’ll explore what could happen if bankruptcy is declared as well as what could happen if you decide against it. We’ll figure out if you need to declare bankruptcy at all and, if you do, which chapter is best for you–all in the context of an individualized bankruptcy case evaluation.
When you work with me you can relax and know that I do not judge your current or past financial decisions. My only concern is helping you to get back on your feet and regain control over your life.
Bankruptcy’s policies and procedures are explained in Title 11 of the United States Code. There are lots of different types of bankruptcies available to consumers but the two types that a lawyer deals with in a vast majority of consumer cases are Chapter 7 and Chapter 13. In Memphis, about 2/3rds of all of the bankruptcies filed are Chapter 13, but both chapters offer powerful relief.
Chapter 7 Bankruptcy or Straight Bankruptcy
Filing for Bankruptcy
Chapter 13 or Wage Earner Bankruptcy
I help Memphian individuals and families obtain relief from otherwise insurmountable burdens of debt by using helping them exercise the rights provided to them under the United States Bankruptcy Code. Filing for bankruptcy, while often viewed negatively, can offer a fresh start to people who need it the most. It can even (sometimes) help you to prevent the bank from foreclosing on your home or repossessing your automobile.
You’ve probably been told over and over again that filing for bankruptcy is a terrible idea. The truth is that sometimes filing for bankruptcy is the best thing that you can do for yourself. Obviously, trying to figure out all of your options on your own is overwhelming and scary. This is why you need me. I have helped scores of clients take an objective look at their finances both current and their hopes for the future–and I won’t charge you for this meeting unless you decide to move forward with your filing. There is absolutely no risk in sitting down with me. The meeting is free, the advice is free and, without paying a penny, you’ll end up with a plan for financial salvation.
Contact me today for your free consultation!